property
Oud-West Home Prices Drop Below Rents for First Time
Mortgage costs have fallen below rents in several western neighborhoods following price adjustments that began in early 2026.
How we reported this
In three Oud West suburbs, monthly ownership costs now sit below typical rents for equivalent two-bedroom units, according to local market tracking that closed on 8 July.
The shift traces to a 3.8 percent drop in median asking prices across the district since January, paired with a 2.1 percent rise in advertised rents over the same period. Higher interest rates that peaked last year have eased enough for fixed-rate loans to pull ahead of lease payments in pockets where inventory has lingered on the market.
Neighborhood shifts on the ground
Buyers have moved fastest in the Kinkerbuurt and the streets around the Westergasfabriek. Listings on Bilderdijkstraat and nearby Da Costakade show two-bedroom flats priced between 385000 and 425000 euros, where a 20 percent deposit and a 3.75 percent 30-year mortgage produce payments around 1520 euros a month. Comparable units on the same blocks rent for 1690 to 1820 euros, according to listings posted by local agents in the past month. The Oud West Housing Association has also noted an uptick in inquiries from existing tenants who now qualify for ownership at the new price points.
Numbers behind the crossover
A June 2026 report compiled by the district’s property registry recorded 147 sales in Oud West proper during the second quarter, up from 119 in the first quarter. Average transaction values fell to 412000 euros, while the same dataset showed average asking rents climbing to 1745 euros. For properties under 450000 euros, the registry calculated that ownership expenses, including taxes and maintenance, averaged 148 euros less per month than renting the identical floor plan.
Prospective buyers should compare current listings on specific streets rather than district averages and run the figures through a local mortgage broker before making offers. Checking the latest registry updates each Friday will show whether the gap widens further as summer listings continue to accumulate.
This article is general information only and is not personal financial or investment advice. Consider your own circumstances and seek licensed professional advice before making financial decisions.